Habitational insurance in Louisville, Kentucky and throughout the United States.

Real estate investment is an exciting, and sometimes risky, venture. There are unique liabilities and factors to consider when insuring your property. We’ll help manage those risks and keep your investment protected.

At Insuramax, we have established routine loss prevention program for apartments, condominiums, and townhouses. The department is headed by Joe Dever, a principal of Insuramax, Inc., one of the area’s largest insurers of multihousing risks. Insuramax has been a full service independent insurance agency for over thirty years.

We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.

Our assessment model
  • Risk prevention
  • Risk mitigation
  • Risk transfer
  • Risk procurement
  • To reduce your insurance cost
  • To reduce gaps in coverage

Our professional staff analyzes your operation from the viewpoint of risk management. By risk elimination, risk reduction, risk transfer or risk assumption, insurance claims may be considerably reduced or eliminated.

The services you can expect
  • Loss prevention guidelines
  • Complete analysis of your insurance needs
  • Responsible protection program designed for you
  • Assistance with fair, prompt settlement of claims
  • Incident report forms
  • Claims report forms
Other services available from Insuramax
  • Employee packages that includes medical, life, dental, and short-term disability programs
  • Property and general liability insurance coverage for habitation owners and managers
  • Renters insurance, providing guaranteed issue peril coverage for apartment contents and personal liability coverage for residents of rental housing

Let’s discuss your habitational insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate habitational insurance solution. There’s no obligation, just good-old-fashioned advice.
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Insuramax offers comprehensive habitational insurance in Louisville, KY and across the USA.