McDonald's Business Insurance

We have designed a product that protects your franchise from a variety of risks unique to the McDonald’s Owner/Operator. Our Commercial Package Policy, which has been approved by the McDonald’s Insurance Department is underwritten by Ameritrust Insurance Group, an AM Best A- rated carrier.

Commercial Package Policy
A commercial package policy combines the protection of business property and business liability insurance in one package.

Property insurance covers risks associated with your business’ premises, equipment and business income.

Liability Insurance protects you, your business, and your employees from claims involving bodily injury or property damage.

Business Interruption
Business Interruption Insurance covers a loss of income for your business after a disaster that forces you to close your business temporarily.

This type of insurance can help you cover:

Crime Insurance
Our Crime policy includes the following coverages:

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.

Workers’ compensation insurance, or simply workers’ comp, is not just a legal requirement–it’s an investment in your staff’s security.

The precise rules vary from state to state, but the general rule is that your business must take out workers’ comp coverage for employees that pays out if they are injured at work.

In principle, the workers’ comp payouts will cover medical bills, care costs and a proportion of any lost wages. Plus, in the worst-case scenario, workers’ compensation insurance will cover funeral costs and death benefits.

There are often harsh legal penalties for businesses that don’t carry workers’ comp. But, aside from that, workers’ comp insurance can also help your business, as it makes sure staff get adequate medical treatment that help them return to work fit and healthy.

Many workers’ compensation insurance policies go beyond the legal minimums and will also pay your legal costs if an employee sues over a workplace injury.

While you can get standalone workers’ compensation policies, you can also often buy workers’ comp coverage as an add-on to other policies, such as a business owners policy (BOP), general liability insurance or professional liability insurance.

For program coverage highlights, visit the NOIT website.

Our Approved McDonald’s D&O/EPLI program includes coverages for damages and defense costs related to various employment related claims including allegations of discrimination, wrongful termination, and workplace harassment.

For program coverage highlights, visit the NOIT website.

Cyber liability insurance protects your business against the expenses associated with a data breach.

Our Approved McDonald’s Cyber Liability Policy includes the following coverages:

For program coverage highlights, visit the NOIT website.

The McDonald’s Umbrella Policy is designed to produce protection against catastrophic losses. The policy also provides the 25 million dollar limit per location umbrella protection.

For program coverage highlights, visit the NOIT website.